I'm Sonny Collova, and for more than 20 years I've helped homebuyers, real estate investors, and business owners across Florida turn "someday" into a set of keys. Let's find the right loan for you.
From first-time buyers to seasoned investors, I've spent over two decades writing home loans for clients across the Tampa Bay area and statewide Florida. My home base is New Port Richey, but I work with borrowers everywhere in the state.
My goal this year is simple: help at least 20 more families get into their first home. Whether you have excellent credit or you're rebuilding, there's almost always a path — and I'll walk it with you, from pre-approval to closing day.
No call centers, no runaround. Send me a text with your best callback time and you'll hear from me directly.
Get in TouchPopular with Florida first-time homebuyers thanks to low down payment and flexible credit requirements.
Fixed-rate predictability for your budget, with strong pricing for good credit and solid down payments.
Zero-down financing and competitive rates for those who served. Thank you — let's put it to work.
Financing for Florida properties priced above conventional conforming limits.
Low and no down payment options, plus honest education so you know exactly what to expect.
Tap your equity for renovations, debt consolidation, or your next investment.
DSCR, hard money, and creative financing for real estate investors and business owners.
Less-than-perfect credit? There are programs and a plan for that. Let's map your route to approval.
If I've helped you buy, refinance, or just understand your options, a Google review means the world. And if your experience was anything less than excellent, reach out so I can make it right.
Read & Leave Reviews on GoogleThe fastest way to get started: send a text with your best callback time, or start your application online. A real person — me — will review your scenario personally.
(813) 850-6021Based in New Port Richey, Florida · Serving the Tampa Bay area and all of Florida
Find me on Facebook — Loan Officer Sonny